Cookie Policy

Cookies are small text files that websites place on your device when you visit them. They're incredibly common and help websites remember information about your visit, which can both make it easier to visit the site again and make the site more useful to you.

Think of cookies like a bookmark that remembers not just where you were, but also your preferences for that particular site. Some cookies disappear when you close your browser, while others stick around for longer periods to remember you on return visits.

We use cookies to enhance your experience with our personal finance education platform, ensuring that our content delivery matches your learning preferences and usage patterns.

Different cookies serve different purposes on our platform. Here's what each type does and why we use them:

Our use of cookies directly improves your learning experience with Venejo-Pivabi in several specific ways.

When you're working through our financial education modules, cookies remember your progress so you can pick up exactly where you left off. They also remember your preferences for content difficulty levels, so we can continue showing you material that matches your current knowledge base.

If you're using our budgeting tools or calculators, cookies can remember your previous inputs and settings, saving you time on return visits. This is particularly helpful when you're tracking expenses or working through long-term financial planning exercises that might take multiple sessions to complete.

Cookies also help us understand which parts of our financial education content are most valuable to our users, allowing us to continuously improve and expand the resources that matter most to your financial learning journey.

You have complete control over how cookies are used when you visit our website. Here are the ways you can manage your preferences:

Keep in mind that disabling cookies may limit your ability to use certain features of our website. Some of our financial calculators and progress tracking features rely on cookies to function properly.

Different types of cookies are stored for different lengths of time, depending on their purpose and your interactions with our site.

Session cookies are temporary and are automatically deleted when you close your browser. These are primarily used for essential website functions and maintaining your session while you navigate between pages.

Persistent cookies remain on your device for a set period or until you manually delete them. These might remember your learning preferences or login status for convenience on future visits. Most of our persistent cookies expire within one year, though some functional cookies may last longer to maintain your preferences.

We regularly review and update our cookie retention policies to ensure we're only keeping information as long as it's useful for improving your experience with our financial education platform.

Sometimes our website may include content or services from third parties, such as embedded videos, social media features, or analytics services. These third parties may place their own cookies on your device.

We carefully vet any third-party services we use to ensure they align with our privacy standards, but we don't control how these external services use cookies. We recommend reviewing the privacy policies of any third-party services you encounter on our site.

You can typically opt out of third-party advertising cookies through industry opt-out programs or by adjusting your browser settings to block third-party cookies entirely.

We may update this cookie policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. When we make changes, we'll update the date at the top of this policy and, if the changes are significant, we may provide additional notice on our website.

We encourage you to review this policy periodically to stay informed about how we use cookies and similar technologies. Your continued use of our website after any changes indicates your acceptance of the updated policy.